B700 Adult Nursing

Introduction

Apex Clearing Corporations financial report elaborates the dynamism and the business endurance of the company. The report based on an audited financial statement represents the 2015 data. Carrying out of the financial audits and establishing financial reports is a very healthy practice for the most business corporations. It establishes their position and presents a clear view of their position in the market in terms of performance. Performance of the business is determined by the financial stability and sustainability. A close look at the company’s asset value and the total liabilities brings out a wider picture (Apex Clearing Corporation, 2015).

Apex recorded in their financial report as at December 31^st, 2015 a total asset financial value of $3,180,120,190, from all the asset aspects ranging from the cash equivalents, securities borrowed to other assets. However, the notable point about the performance of the firm as per the financial year 2015 is that; they also recorded the exact financial liability as that of their assets, that is, $3,180,120,190. This proves a clear point of no improvement and no depreciation of the business progress. From that scrutiny, we can derive three unique factors in the financial state of Apex.

Firstly, the financial balance is key in budgeting. It enhances security such that there would be no risks of unexpected losses in the course of the business operations. While Apex managed to sustain balanced asset-liability financial results, it does not guarantee any kind of progress. And if the ultimate goal of the firm is to grow much higher in terms of financial performance, then such kind of postings pose a great risk in stunting the growth of the firm. For instance, Apex has a higher payout figure towards customers at $2,566,082,280 than what the customers have to pay. The consistent imbalance, therefore, means that the company has to strain its other asset resources to cover for the poorly performing areas that may lead to negative financial outcomes. The balanced higher asset investments raise the competency of the business.

The second unique visible lesson is that liabilities can cause the downturn performance of the company, and the more the company works hard to reduce on the level of the liabilities, the higher the chances of subsequent growth (Oracle Financial Services, n.d.). It is widely known that most big corporations have to rely on the external borrowings and other financial support from the shareholders. However, the excessive borrowing culture could prove fatal to the performance of the company.

The last unique lesson from the report is the ability to exploit your strengths more than weaknesses (Ommani, 2011). This report reveals the balanced financial state of the Apex, signaling the company’s resilience but at the same time, revealing the company’s lack of efforts and inability to exploit its strengths. If the company’s highest asset generation came from the cash segregated under federal regulations, then they should have done more to reduce on the amount of money payable to their customers in a bid to raise their financial profits.

The expressed opinions are clearly a healthy agency because they would definitely help the company grow to another level if taken seriously. This is because; there is a clear stunted growth of the company in terms of the financial growth, and it takes the right measures to break the jinx and cross over to the desired side. The company needs to do a lot more in most of their financial policies and procedures to break beyond the balanced asset-liability riddle.

The greatest fiscal disadvantage is the taxing regulations of the US as a country. Higher taxes drags back the company’s progress and also affects their financial plan (Insights, 2011). The fiscal policy in regards to payment of taxes represents a bigger challenge to the company. The reason is, the company’s growth depends on fiscal regulations, and therefore, the larger amounts of payable taxes could even force a company out of the market. This agency presents a great future for the company if the entire outlined issues are addressed and sustained.

References

Apex Clearing Corporation. (2015). Statement of Financial Condition For the year ended December 31, 2015. With Report of Independent Registered Public Accounting Firm. Available at:

Insights. (2011). The super committee and U.S. fiscal policy: Q & A. Available at https://www.jpmorgan.com/jpmpdf/1320525506210.pdf

Ommani, A. R. (2011). Strengths, weaknesses, opportunities, and threats (SWOT) analysis for farming system businesses management: Case of wheat farmers of Shadervan District, Shoushtar Township, Iran. African Journal of Business Management, 9448-9454.

Oracle Financial Services. (n.d.). Asset Liability Management: An Overview. An Oracle White Paper.